Woman in store taking photo of check

Peoples Edge Plus Checking

Save money, time and your identity all in one account

Peoples Edge Plus Checking provides peace of mind with one account and three great features to keep your family finances safer and take advantage of smart discounts on financial services. Get more with our highest value bundled account. 

The benefits you can access once you register:

  • ATM Refunds
  • ID Theft Protection - Expense Reimbursement Coverage*
  • Cellphone Protection*

Monthly Service Charge: $6.00
Service charge is refunded if you keep $2,500 or more a day4 in your account AND have a direct deposit of $750 or greater5.

Earn more on your savings!
Edge Plus Checking is eligible for Peoples Super Saver Account – a premium interest rate savings account.

ATM Refunds

  • ​Up to $12 in ATM fees charged to your account by using a non-Peoples ATM will be refunded each statement cycle.
  • Each ATM fee charged by Peoples for using a non-Peoples ATM will be refunded each statement cycle.
  • The refund will be for the total of the above two fees in each statement cycle.

    Edge Plus Checking is eligible for Peoples Super Saver Account – a premium interest rate savings account.

Help Better Protect Your Identity
You can rest easy knowing that IDProtect®, our identity theft monitoring and resolution service1, can help better protect you and your family's identities.
Identity Theft Expense Reimbursement Coverage² - Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.
Comprehensive Identity Theft Resolution Services - Should you suffer identity theft, your very own IDProtect fraud resolution specialist will help you every step of the way until your identity is restored.
Debit and Credit Card Registration - Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (Registration/activation required.)
Credit File Monitoring³ - Daily credit file monitoring and automated alerts of key changes to your single bureau credit reports. (Registration/activation required.)
Credit Report and Score - Receive a new single bureau credit score with every new credit report. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. (Registration/activation required.)
Identity Monitoring - Monitoring of over 1,000 databases. (Registration/activation required.)
Online Identity Theft News Center with valuable phone and web resources (Registration/activation required.)
Cell-phone Protection²
Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. Maximum of two claims per year. Covers up to four phones on a cell-phone bill paid through your checking account. (Cell-phone bill must be paid using eligible account.)
Already have a Peoples Edge Plus Checking account? Register now to access the benefits.

No access code? Call 888.929.9902 or message us through online banking or the Bank Peoples app.

All of our Checking Accounts include these value-added services:

Give us a call, or visit one of our locations to open an account.


¹ Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
² Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.
³ Credit file monitoring may take several days to begin following activation.
4 Maintain a daily collected balance of $2,500 or more.
5 This requirement may be met with one ACH deposit of $750 or greater or a combination of ACH deposits totaling $750 or greater in the statement cycle (the statement cycle is not the same as a calendar month).
Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the bank or any bank affiliate.