Home Mortgage Rates
Savings Rates
| Product** | Annual Percentage Yield (APY) | Interest Rate | Minimum Deposit to Open | Minimum Collected Balance to Earn APY |
|---|---|---|---|---|
| Peoples Super Saver AccountϮ |
4.00%
0.10%
|
3.92%
0.10%
|
$25
|
$.01-$15,000
more than $15,000
|
| Peoples Savings Account | 0.10% | 0.10% | $25 | $200 |
| Health Savings Account | 0.10% | 0.10% | $50 | $0.01 |
ϮMust have a Peoples Edge or Balance Banking account with minimum Super Saver automatic transfer deposit of $25 monthly.
**The rate is variable and may change after the account is opened. Fees could reduce the earnings on the account.
Interest-Bearing Checking Rates
| Product** | Annual Percentage Yield (APY) | Interest Rate | Minimum Deposit to Open | Minimum Collected Balance to Earn APY |
|---|---|---|---|---|
| Peoples Interest Checking | 0.10% | 0.10% | $25 | $0.01 |
| Business Interest Checking | 0.10% | 0.10% | $1,000 | $0.01 |
**The rate is variable and may change after the account is opened. Fees could reduce the earnings on the account.
CDs and IRA Rates
| CDs/IRAs | Annual Percentage Yield (APY) | Interest Rate | Minimum Deposit to Open |
|---|---|---|---|
| 90 to 181 Day CD | 2.00% | 1.98% | $2,500 |
| 182 Day CD | 2.00% | 1.99% | $2,500 |
| 12 Month CD | 3.00% | 2.96% | $2,500 |
| 18 Month CD | 3.00% | 2.96% | $2,500 |
| 24 Month CD | 3.50% | 3.45% | $2,500 |
| 36 Month CD | 3.50% | 3.45% | $2,500 |
| 48 Month CD | 3.75% | 3.69% | $2,500 |
| 60 Month CD | 3.75% | 3.69% | $2,500 |
| Special CDs/IRAs | Annual Percentage Yield (APY) | Interest Rate | Minimum Deposit to Open |
|---|---|---|---|
| 7-Month CD Special | 4.00% | 3.96% | $10,000 |
| 13-Month CD Special | 4.00% | 3.96% | $10,000 |
Rates effective as of 01/31/2025
CD Specials up to $250,000 per term available for Peoples customers with an active checking account. Most CDs are automatically renewable. Special CD terms renew automatically into a standard term upon maturity. A penalty may be imposed for early withdrawal. The minimum opening deposit for a standard IRA CD is $1,000. The 90-day CD term is not eligible for IRA funds. Annual Percentage Yield (APY) is accurate as of 01/31/2025. A penalty will be imposed for early withdrawal. Minimum deposit to open account is $10,000.00. Not available for brokered funds. Available for businesses with a cap of $250,000.00. Available to new or existing Peoples State Bank active checking account customers or to those with $10,000.00 in new money to Peoples State Bank. Offer subject to change at any time.