Helping customers in Wisconsin and beyond get the most out of their money.
Home Mortgage Rates
Click here for a look at our mortgage rates and details on our loan options.
Savings Rates
| Product** | Annual Percentage Yield (APY) | Interest Rate | Minimum Deposit to Open | Minimum Collected Balance to Earn APY |
|---|---|---|---|---|
| Peoples Super Saver AccountϮ |
5.00%
0.10%
|
4.889%
0.10%
|
$25
|
$.01-$15,000
more than $15,000
|
| Peoples Savings Account | 0.10% | 0.10% | $25 | $200 |
| Health Savings Account | 0.10% | 0.10% | $50 | $0.01 |
ϮMust have a Peoples Edge or Balance Banking account with minimum Super Saver automatic transfer deposit of $25 monthly.
**The rate is variable and may change after the account is opened. Fees could reduce the earnings on the account.
Interest-Bearing Checking Rates
| Product** | Annual Percentage Yield (APY) | Interest Rate | Minimum Deposit to Open | Minimum Collected Balance to Earn APY |
|---|---|---|---|---|
| Peoples Interest Checking | 0.10% | 0.10% | $25 | $0.01 |
| Business Interest Checking | 0.10% | 0.10% | $1,000 | $0.01 |
**The rate is variable and may change after the account is opened. Fees could reduce the earnings on the account.
Money Market Rates
Peoples Advantage Money Market and Business Advantage Money Market**
|
Minimum Collected Balance to Earn APY
|
Annual Percentage Yield (APY) | Interest Rate |
|---|---|---|
| $250,000 and more | 1.05% | 1.045% |
| $100,000-$249,999.99 | 0.75% | 0.74% |
| $25,000-$99,999.99 | 0.65% | 0.64% |
| $0.01-$24,999.99 | 0.10% | 0.10% |
Rates effective as of 7/28/2023
**The rate is variable and may change after the account is opened. Fees could reduce the earnings on the account. Minimum deposit of $2,500 required to open a money market account.
**The rate is variable and may change after the account is opened. Fees could reduce the earnings on the account. Minimum deposit of $2,500 required to open a money market account.
CDs and IRA Rates
| CDs/IRAs | Annual Percentage Yield (APY) | Interest Rate | Minimum Deposit to Open |
|---|---|---|---|
| 90 to 181 Day CD | 2.00% | 1.98% | $2,500 |
| 182 Day CD | 2.00% | 1.99% | $2,500 |
| 12 Month CD | 3.00% | 2.96% | $2,500 |
| 18 Month CD | 3.00% | 2.96% | $2,500 |
| 24 Month CD | 3.50% | 3.45% | $2,500 |
| 36 Month CD | 3.50% | 3.45% | $2,500 |
| 48 Month CD | 3.75% | 3.69% | $2,500 |
| 60 Month CD | 3.75% | 3.69% | $2,500 |
| Special CDs/IRAs | Annual Percentage Yield (APY) | Interest Rate | Minimum Deposit to Open |
|---|---|---|---|
| 7 Month CD special | 4.00% | 3.96% | $10,000 |
CD Specials up to $250,000 per term available for Peoples customers with an active checking account.
Most CDs are automatically renewable. Special CD terms renew automatically into a standard term upon maturity. A penalty may be imposed for early withdrawal. The minimum opening deposit for a standard IRA CD is $1,000. The 90-day CD term is not eligible for IRA funds.
Annual Percentage Yield (APY) is accurate as of 08/28/2024. A penalty will be imposed for early withdrawal. Minimum deposit to open account is $10,000.00. Not available for brokered funds. Available for businesses with a cap of $250,000.00. Available to new or existing Peoples State Bank active checking account customers or to those with $10,000.00 in new money to Peoples State Bank. Offer subject to change at any time.
Personal and Auto Loans
Peoples will review your individual situation to provide you with a competitive rate for personal and auto loans. Please contact us or call 888.929.9902 for more details.